Health Insurance |
Affordable Health Insurance |
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Health Insurance |
Affordable Health Insurance |
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Affordable Health Insurance |
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Small to mid-size business owners and operators providing competitive benefits plans for their employees know that affordable health care is important. But in reality many companies simply do not offer health plans to their employees because they cannot afford to pay for the health plans.
A benefits broker like BT Benefits brings many business partners into a relationship with your company. They don't require expensive outlays from the employers. In fact, in most cases, the employers pay nothing for helping their employees defray health care costs. In some plans, the employers actually save money and receive free services worth hundreds or thousands of dollars. In just 20 minutes, a BT Benefits representative asks you a few questions about your company to help you identify a program that works best for your situation. We don't hard-sell insurance policies. Once an employer decides on a program, we meet with employees, explain what is available to them, and then let them decide which products and services meet their needs. Many small business owners mistakenly assume their employees don't want or cannot afford to pay for supplemental benefits. On average, about 50% of employees participate in supplemental plans, and most long-term employees stay with the plans. In companies where no other health benefits are offered, participation may be higher, especially among low-income families, which are usually hardest hit by rising health care costs. Many employers have begun increasing co-pays and deductibles to reduce their premium payments. This method of reducing costs shifts more of the burden of health-care to employees. But the good news is that BT Benefits can show you how to offer your employees a plan that reduces their costs even with increased co-pays and deductibles. Some companies already have robust benefits programs. BT Benefits sees no reason to replace existing plans that are affordable and effective. But often we can help companies identify needs that are not being met while providing guidance on how to add benefits at no direct cost to the employers. Even the employees can realize cost-savings for existing expenses their company plans don't provide for. BT Benefits strives to reduce health care costs for both employers and employees. We structure custom plans for each of our clients. Other brokers turn to BT Benefits for expertise in developing and enrolling benefits programs for their clients. Ask your employer to contact us for more information. Human Resources professionals, business managers, and businers owners should use the form below to request more information. Your privacy is protected. We will not sell your information to third parties and you will not be added to any "opt-in" or "opt-out" mailing lists. A BT Benefits representative will contact you to discuss your needs. |
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