Low Cost Health Insurance

Health Insurance		Low Cost Health Insurance

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Low Cost Health Insurance

Low Cost Health Insurance
Small Business Low Cost Health Insurance Ideas

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The Bad News About Health Care
Many people who need health care cannot pay for it.

It is too expensive for many small businesses.

Individuals are charged higher coverages than groups.

The 2005 Bankruptcy law increases burdens on consumers with catastrophic health care costs.

Health care is projected to become more expensive each year.

40% of all Americans have no health insurance at all.

The Good News About Health Care
There are programs that help you cover rising health care costs.

Your health care expenses can be deducted from your payroll before taxes, saving you money.

Low-cost supplemental insurance plans cover many hospital expenses.

Low-cost supplemental insurance plans help with some catastrophic illnesses.

Employers often pay nothing to provide these plans to their employees.

Some plans almost pay for themselves by reimbursing you for an annual wellness test.

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Low Cost Health Insurance

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Xenite.Org Business Features Small to mid-size business owners and operators who struggle to provide competitive benefits packages to their employees know that health care is one of the largest expenses an employer bears. Many companies simply do not offer health plans to their employees.

A supplemental benefits broker like BT Benefits brings many business partners into a relationship with your company. They don't require expensive outlays from the employers. In fact, in most cases, the employers not only pay nothing for helping their employees defray health care costs, the employers can actually save money and use some free services, depending on the program.

In just 20 minutes, a BT Benefits representative will ask you a few questions about your company and help you identify a program that works for you and your employees. We don't hard-sell insurance policies. Once an employer decides on a program, we meet with employees, explain what is available to them, and then let them decide which products and services meet their needs.

Many small business owners mistakenly assume their employees don't want or cannot afford to pay for supplemental benefits. On average, about 50% of employees participate in supplemental plans, and most stay with the plans. In companies where no other health benefits are offered, participation may be higher, especially among low-income families, which are usually hardest hit by rising health care costs.

BT Benefits strives to reduce health care costs for both employers and employees. We structure custom plans for each of our clients. Brokers turn to BT Benefits for expertise in developing and enrolling benefits programs.

Ask your employer to contact us for an appointment. Or use the form below to ask us to tell you more about how we can help your company help its employees. You'll look like a hero for saving everyone some money. And why shouldn't you reduce your company's expenses at the same time?

Contact BT Benefits
Houston, TX
(281) 350-4000

Your name:

Your email address:

Your Company Name

Your 10-digit Telephone Number () -

Subject:

How many employees working 20+ hours/week?

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